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ICHRA For Employees

A Health Plan That
Moves With You

Personalized health benefits designed around your life.

Your health benefits should fit your life, which is why your employer is partnering with benefitbay to give you more choice, flexibility, and control with an ICHRA (CHOICE). benefitbay helps you explore your coverage options, compare individual health plans, and use your employer's benefit to choose the coverage that works best for your needs, budget, and future. Whether you're enrolling for the first time or evaluating new options, we make every step easier to understand.

What is ICHRA (CHOICE)? 
It’s not a health insurance plan. It’s a new way to pay for it.

At benefitbay, we bring together the technology and the experts to make ICHRA work for you. benefitbay makes it easy for you to shop, enroll, and pay for your preferred health insurance plan.

Why is ICHRA (CHOICE) better?

More Choices

You can pick and choose from multiple carriers and plans local to your area. 

Personalized Plans

You, your spouse, and each dependent can choose a different plan. 

No Limits

If you want a plan that costs more than your employer’s allowance, the difference is deducted from your paycheck. 

It's Portable

If you change jobs, you can keep the plan for the cost of the full premium. 

How is benefitbay involved?

ICHRA becomes difficult when the work lives across disconnected tools, vendors, and spreadsheets. benefitbay brings the essential pieces together.

Stay in Control Through Life's Changes

Life changes, and your health coverage should be able to change with it. Whether you're moving, growing your family, changing doctors, or simply reevaluating your healthcare needs, benefitbay gives you the flexibility to choose coverage that fits your life as it evolves.

Guidance Every Step of the Way

Choosing health insurance can feel overwhelming, but you don't have to navigate it alone. benefitbay provides easy-to-understand plan comparisons, educational resources, and guidance throughout enrollment so you can make informed decisions with confidence. Our goal is to simplify the process, helping you understand your options before you choose your coverage.

Our licensed advisors are available during business hours from 7am-10pm ET, and on weekends during National Open Enrollment.

Need specialized support? benefitbay has you covered.

Our Care Concierge Team can help with finding coverage for those with complex medical needs or employees who need assistance with claims, preauthorizations, and more.